| Interest Rates on Deposit w.e.f. 3-07-2025 | ||||
| Sr. No. | Particulars | Interest Rates | ||
| 1 | Saving Deposit for Societies | 3.25% | ||
| 2 | Saving Deposit for Others | 3.25% | ||
| FIX DEPOSITS | Interest Rates | |||
| 1 | 07 days to 14 days | 3.50% | ||
| 2 | 15 days to 30 days | 3.70% | ||
| 3 | 31 days to 45 days | 3.75% | ||
| 4 | 46 days to 89 days | 4.50% | ||
| 5 | 90 days to 179 days | 4.75% | ||
| 6 | 180 days to 270 days | 5.70% | ||
| 7 | 271 days to 364 days | 5.90% | ||
| 8 | 1 year and above to under 2 years | 7.25% | ||
| 9 | 2 years and above to 3 years | 7.30% | ||
| 10 | 3 years and above to 5 years | 7.30% | ||
| FIX DEPOSITS | Monthly Interest Rates | Quarterly Interest Rates | Half Yearly Interest Rates | |
| (a) | 1 year and above Up to 2 years | 7.1 | 7.1 | 7.15 |
| (b) | 2 year and above Up to 5 years | 7.1 | 7.1 | 7.15 |
| 3 | Cash Certificate (96 Months) | for Senior Citizen | for Others | |
| (a) | Initial Investment of Rs.100 after 96 months | Rs. 185.52 | Rs. 178.38 | |
| 4 | BANAS LAXMI CASH CERTIFICATE | YEARS | Receivable Amount | |
| (a) | Initial Investment of RS.12,400 | 10 Years | Rs. 25064.91 | |
| (b) | Initial Investment of RS. 24,800 | 10 Years | Rs. 50129.82 | |
| 5 | RECURRING DEPOSIT (MULTIPLE OF RS.100) | Interest Rate | Receivable Amount | |
| (a) | Rs.100.00 monthly investment for 12 months | 7.25% | RS. 1248 | |
| (b) | Rs.100.00 monthly investment for 24 months | 7.30% | RS. 2590 | |
| (c) | Rs.100.00 monthly investment for 36 months | 7.30% | RS. 4032 | |
| (d) | Rs.100.00 monthly investment for 48 months | 7.30% | RS. 5584 | |
| (e) | Rs.100.00 monthly investment for 60 months | 7.30% | RS. 7251 | |
| 6 | BANAS AMRUT CASH CERTIFICATE | |||
| FIX DEPOSITS | YEAR | Receivable Amount | ||
| 1 | Rs.1,00,000 | 5 YEARS | Rs.1,43,578 | |
| 7 | BANAS GOLD FIX DEPOSIT | |||
| AMOUNT | YEAR | INTEREST RATE | ||
| 1 | Rs. 15 Lakh and above | 1 year and above to under 2 years | 7.50% | |
| 2 | Rs. 15 Lakh and above | 2 year and above to under 3 years | 7.60% | |
| *** | NOTE- | |||
| 1 | Additional interest rate of 0.50% will be applicable to senior citizen | |||
| 2 | The above rates are subject to revision from time to time. | |||
| 3 | Customers may contact the nearest branch of Banas Bank for more details. | |||
